This study examined how financial literacy and interest rate conditions influence borrowing behavior among small borrowers in Asante Akim North Municipality of the Ashanti Region of Ghana. 

This case study is the third in CGAP's series on scaling inclusive insurance while preserving consumer value. It takes a deep dive into SEWA's innovative heat insurance product, developed with partners and grounded in direct insights into the needs and risks of its members.

This report aims to inform practitioners and policymakers about ways in which innovations in credit scoring can advance financial inclusion while ensuring fairness and protecting consumers. 

This study estimates the causal effects of microfinance participation on economic and welfare outcomes of women in Ghana using survey data from 398 women across five regions.

This panel discussion focused on how institutions and regulators can strengthen resilience, enhance cross-border coordination, and prepare for a future in which emerging technologies, cyber conflict, ransomware, and financial crime increasingly intersect. 

The results show that female applicants below the threshold are less likely to take out loans and receive smaller loan amounts than men. However, this gender bias disappears for applicants above the threshold.

Drawing on original survey data and focus group discussions with over 800 urban women microentrepreneurs in Addis Ababa and Dire Dawa, the study shows that timely and actionable climate information is closely associated with whether a business is able to return to normal operations within a month of a shock.

This TC Note makes proposals for supervisory effectiveness and, where consistent with more effective supervision, the simplification of supervisory methodologies and processes.

The report shares field-grounded evidence from Ratanakiri, Cambodia, on how borrowers experience debt stress, what helps them act more confidently, and where provider and regulatory systems still fail to convert customer effort into protection.